The Truth about The Truth-in-Lending

January 4, 2010

The most confusing document in the entire loan package is the
Truth-In-Lending Disclosure Statement. I’ve heard more than
one escrow officer refer to it as the “Confusion-In-Lending” and simply
ask the borrower to sign with a cursory explanation usually saying it’s
the loan costs rolled into the interest rate or something similar.
While not entirely inaccurate, it doesn’t really [...]

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Merry Christmas from the Bastians

December 24, 2009

Without a doubt, Christmas is my favorite time of the year. I’m not a big shopper, I don’t really buy a ton of gifts for a lot of different people.
I simply enjoy spending time with my family and friends and do my best to take some time to relax, have some fun and reflect on [...]

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Hangin' with some blogging real estate geeks at Chicago Title

December 4, 2009

I had a great time meeting with some real estate and title friends this morning talking about some cool new blogging applications.

– Sent from my Palm Pre

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Non disclosure – in real estate? "Really?"

November 20, 2009

A while back, I said I was going to begin a series of posts with the “really?” theme associated with some of the odd things I see happen in my business. So, once again, it is time to vent just a tad…
If you know me, you know that I have a pet peeve about some [...]

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Nick's Annual Turkey Drive is here again!

November 9, 2009

Once again, it’s time for our (7th) annual turkey drive! On Sunday Nov. 22nd, I will be delivering turkeys to Phoenix Rescue Mission as they prepare to feed the homeless on Thanksgiving Day.
I believe that many people have a desire to help others this time of year but find it difficult to do so because [...]

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What Happens in Escrow?

October 30, 2009

The main purpose of this blog is to provide information to you. In doing that, I have decided to ask people from within my industry to write an occasional “guest post” on topics that will be of interest to anyone wanting to know more about the real estate business or the real estate market in [...]

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Realty Executives Short Sale Division

October 13, 2009

Short sales and foreclosures are a very large part of our market in Arizona. The short sale process can bring many more questions than answers for people facing a job loss, relocation or a need to sell a home in a market where property “values” have declined.The realities of facing short sale questions about tax consequences, debt relief, [...]

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Tenants rights and LemonLandlord.com

October 1, 2009

Foreclosures are a huge part of the real estate market in Arizona. For some, foreclosures are an opportunity, for others, they are a nightmare.
Over the past several months, I have had many conversations with people about what happens to a tenant when an owner loses the home. We have all heard the horror stories of [...]

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Pending Home Sales Rising

September 1, 2009

In addition to watching our mls system and looking at a lot of homes around town, I get a LOT of email and blog updates to help keep an eye on the real estate market. While I firmly believe there is no way for anyone to give a “one size fits all” answer to the market, it is [...]

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Let's have some fun and watch some baseball!

August 29, 2009

If you know me and read this blog, you know that I love hanging out with family and friends. If you are family or consider me your friend, I would like to invite you to a fun Friday night at Chase field!
I am teaming up with friends in the “Night Rail” spirit for a [...]

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